This approval amounts to medical underwriting and means that the insurance company can raise your cost or even deny you coverage.  If you can answer the insurance company’s 24 medical questions about your past to the company’s satisfaction, you will get coverage.

If you are denied coverage you could look for ways to obtain small business insurance.  The advantage in California is that small business coverage is guaranteed to be issued regardless of prior medical condition.  Contact our office for help in obtaining small business insurance by meeting insurance carrier guidelines.

Sample Monthly Rates For Orange County, CA